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Bridge

FAQ

Questions brokers ask.

Straight answers, in the order brokers usually ask them.

Quoting

  1. Which carriers does it quote?

    Anthem Blue Cross, Blue Shield of California, UnitedHealthcare, Aetna, Kaiser Permanente, Sharp, Sutter Health Plus and Western Health Advantage, direct. A group currently on Health Net, CaliforniaChoice or Covered California for Small Business can still be read as the incumbent.

  2. What do I need to start?

    The carrier's renewal PDF. No letter? Start a New Quote with the group name, ZIP, effective month and each employee's age and coverage.

  3. How long does a quote take?

    Usually a minute or two from PDF to proposal. Every run we have timed came in under 2 minutes.

  4. What if the group has no current coverage?

    Start a New Quote and skip current plans. Options are ranked from the lowest total monthly premium, with no renewal baseline.

  5. How does it pick the plans?

    Like for like: same network breadth, same metal tier, same product type, plan by plan. Option 1 is never the incumbent, and every employee is mapped.

  6. Why compare on total monthly premium?

    Because that is how California small groups decide. Average cost per employee hides the age rating; the total is what the group pays.

Data

  1. Where do the rates come from?

    Carrier small-group table rates, priced per member by age in the group's rating region. Rates on file today cover effective dates from January 1 through March 31, 2027.

  2. Who can see my quotes?

    Only your account. Delete any quote from the app at any time. The privacy policy has the details.

Using Bridge

  1. Does Bridge ever email my client?

    No. Bridge only emails you. You forward the proposal to your client from your own inbox.

  2. Can I put my logo on the proposal?

    Yes. Upload it once in your profile and it replaces the Bridge mark on every page.

  3. Does it work on a computer?

    Yes. The web app uses the same account and shows the same groups and quotes as your iPhone.

  4. Does Bridge track enrollment or case status?

    No. Bridge is a quoting tool. It shows what came from the renewals you upload and the quotes you run, nothing else.

Something not covered here? Email admin@bluemesa.group.